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Super clearing house built for Payday Super
Get your business ready for the July 2026 mandate with an automated super clearing house built directly inside Employment Hero Payroll. Eliminate manual bank files, replace the retiring SBSCH, and confidently ensure your contributions meet the strict 7-business-day receipt rule.
Connecting Families cuts workload by 75% with SmartMatch
How HeroClear makes Payday Super easy
Watch our quick overview to discover how HeroClear, our embedded clearing house eliminates manual bank files, automates employee follow-ups, and gives you the confidence your super contributions hit the 7-day deadline with ease.
What is HeroClear?
HeroClear is a first-of-its-kind payment engine built directly inside Employment Hero Payroll. Instead of relying on slow batch processing or external portals, it automatically validates employee fund details, initiates payments via fast rails like PayTo, and tracks every contribution in real time. It is the smartest way to ensure your business meets the new seven-business-day receipt rule without adding hours of manual admin to your week.
Your stress-free SBSCH alternative
The ATO’s Small Business Superannuation Clearing House (SBSCH) is closing completely on 1 July 2026. Upgrading your payroll compliance shouldn’t be a painful process. HeroClear eliminates portal-jumping altogether. It features digital employee onboarding to capture the right fund details from day one, and automatically alerts you to super fund mergers so you never have to chase missing employee details again.
Real results from HeroClear
SmartMatch saves us 30 to 45 minutes per candidate, allowing us to focus on the more important stages like interviews and onboarding.
Bianca, Recruitment Officer
How our super clearing house HeroClear works
HeroClear embeds the entire clearing process directly inside Employment Hero Payroll. Here is exactly how our automated, end-to-end workflow optimises your super payments and eliminates admin from day one.
Step 1: Capture correct details during onboarding
Chasing new hires for their super details is a massive time sink. HeroClear features digital employee onboarding to capture the right fund details from day one. If an employee does not provide their details, our system helps you stay compliant by automating the employee super choice process and requesting their stapled fund through the ATO.
Step 2: Validate super funds before money moves
Bounced or rejected payments are the fastest way to breach the seven-day deadline. Before any money leaves your account, HeroClear automatically checks employee and fund information using ATO-approved validation tools. This pre-emptive step catches incorrect member numbers and alerts you to recent super fund mergers instantly, ensuring your contributions will not fail later.
Step 3: Automatically calculate Qualifying Earnings
Payday Super introduces a new streamlined earnings base called Qualifying Earnings (QE), which replaces the old OTE distinctions. HeroClear automatically surfaces your new QE base in your Single Touch Payroll reporting each pay cycle. This keeps you perfectly aligned with ATO requirements and supports the early detection of missed super.
Step 4: Pay super instantly from payroll
Forget exporting batch files or logging into third-party portals like the retiring SBSCH. The moment you finalise your pay run, super contributions are processed automatically using faster payment rails like PayTo or NPP. You initiate the payment directly within your payroll workflow, meaning zero manual uploads, no portal hopping, and no processing delays.
Step 5: Maintain secure bank authorisations
Upgrading your clearing house should not mean compromising your internal governance. HeroClear is designed to work seamlessly with businesses that require two or more approvers for payments. Whether you use pull methods like PayTo or push methods like bank transfers, your existing dual-authorisation bank controls stay perfectly intact.
Step 6: Track real-time fund allocation
Under Payday Super, your legal obligation only ends when the receiving fund actually receives and allocates the money. HeroClear gives you real-time visibility over every single payment status directly within your payroll dashboard. Our clear, audit-ready reporting provides instant confirmation, so you never have to guess if a contribution cleared the deadline.
Step 7: Automate error handling and reconciliation
If a fund does reject a payment, you no longer need to spend hours manually chasing staff for their updated super details. HeroClear alerts you immediately and automatically notifies your employees when an error occurs so they can update their information. This resolves errors fast, keeps your reconciliation clean, and actively helps you avoid the severe 60% SGC administrative uplift penalty.
The payday super clearing house built for compliance and speed
Transitioning to Payday Super requires speed and accuracy. Here is why Australian businesses are upgrading their payroll compliance with HeroClear.
Fast, frictionless payments
HeroClear makes super payments frictionless, seamless and fast, providing reliable settlement. This ensures your funds reach employee accounts within the mandatory seven-business-day window.
Embedded automation
Say goodbye to exporting data and uploading manual bank files. By embedding the clearing house directly into your payroll software, we completely eliminate the risk of manual data entry errors.
Dual-authorisation support
HeroClear works seamlessly with your bank’s existing approval mandates. Whether you use pull or push payment methods, your internal governance and payment security controls stay perfectly intact.
Always-on clarity
With one system and one process, you get complete peace of mind. Our audit-ready reporting surfaces your new Qualifying Earnings base in your Single Touch Payroll reporting automatically so you are always perfectly aligned with ATO requirements.
Frequently Asked Questions
Yes — HeroClear is designed to support the upcoming 1 July 2026 Payday Super changes by automating super validation, payments, and tracking saving you time and hassle.
HeroClear goes beyond a clearing house by embedding payments and validation directly into payroll, removing the need for manual work and third-party platforms.
It checks employee fund details before money moves and instantly flags any issues, preventing failed payments and reducing the risk of SGC penalties.
HeroClear is fully embedded inside Employment Hero Payroll – eliminating separate portals, exports, or manual bank file uploads. It uses faster payment rails (like NPP/PayTo) and provides real-time status tracking and automated error resolution within your pay run.
Yes. For “Pull” methods like PayTo, dual authorisation is captured once during onboarding. For “Push” methods like bank transfers, the payment instruction appears in your bank’s approval queue after the pay run is finalised.
QE is a new, streamlined earnings base replacing the old OTE distinctions. HeroClear and EH Payroll will surface this automatically in your STP reporting each pay cycle to support earlier detection of missed SG.
BPAY settlement times are slower and do not provide real-time confirmation. Under the new 7-day receipt rule, legacy methods like BPAY increase the risk of contributions being late compared to faster rails like NPP or PayTo.
No. HeroClear is an embedded engine exclusively for Employment Hero Payroll. This integration ensures super is validated and tracked automatically within the tight 7-day window.
HeroClear is designed to receive updated registry data from funds and check details before money moves. If a fund merges and changes its USI, HeroClear will alert the employer and guide them through updating details to prevent rejections.
It supports NPP PayTo (real-time pull), Direct Debit (batch pull), and bank transfers.
No. Migration is optional. You can choose to stay with your current provider, though HeroClear offers a more automated workflow designed specifically for the 7-day rule.
Payday Super resources
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Trusted by
businesses across
Australia
HeroClear gives employers a smarter, more automated way to manage Payday Super compliance — reducing manual work, lowering risk, and saving time.
