Employment OS for your Business

Capability Manager – Credit

People & Culture • Melbourne, Victoria 3000, Australia • Full-time

Role Type

Permanent • Full-time • Mid-level Senior

Description

ABOUT ORDE FINANCIAL

ORDE is a nonbank lender built exclusively for brokers, combining human and credit expertise with innovative technology to help brokers build stronger futures for their clients. We reflect the reality of today’s borrowers, from SMEs with complex needs to near prime clients seeking clearer paths forward. 

Since 2020, ORDE has funded more than $10b in loans and supported over 16,000 borrowers – all through brokers. We offer Residential, Commercial, SMSF and Construction loans and other specialised solutions, with fast decisions, deep credit insight and a streamlined digital experience.

We are passionate (and a bit obsessed…) about being disruptive and pushing hard to improve the experience and results for mortgage brokers. Our purpose “Built for Brokers” is clear and simple and define our entire strategy (delivering better experiences, more value and opportunity, anticipating more needs and communicating more solutions, for brokers and their customers).

ABOUT THE ROLE

We’re seeking (Capability Manager– Credit) accountable for building and embedding the capability systems that enable ORDE’s Credit function to scale with quality, consistency, and commercial judgement.

As a People and Culture team member, you will work closely with a core division and receive dedicated support to ensure alignment and progress.

This role designs and delivers structured onboarding, role clarity, skills frameworks, and development pathways that lift credit decision quality, reduce ramp‑up time, strengthen the mid‑level talent pipeline, and improve broker outcomes.

This is a business enablement role, not a training delivery role. Success is measured through improved performance, productivity, decision quality, and leadership readiness across Credit.

Your key responsibilities will include:

Onboarding & Integration

  • Design and continuously improve structured onboarding frameworks for Credit roles, ensuring clarity of expectations, policy understanding, system proficiency, and early decision confidence.
  • Create clear, sequenced onboarding plans that balance technical credit foundations with practical scenario assessment and workflow capability.
  • Partner with Credit Education Manager to define onboarding success measures (e.g. time to competency, QA outcomes, early productivity indicators).

Capability & Role Frameworks

  • Collaborate with the Head of Lending to define and continuously refine role expectations across Credit, ensuring clarity in technical capability, decision-making, systems use, and interaction with stakeholders
  • Own Credit skills matrix, assessment criteria, and evidence standards to support progression and improve consistency.
  • Partner with P&C team and Credit Managers to ensure capability expectations are reflected in job descriptions, hiring criteria, performance conversations, and progression decisions.

Development Pathways & Talent Pipeline

  • Design and own structured development initiatives (e.g. mid‑level capability programs) to build depth at Level 2–3 and improve succession readiness.
  • Strengthen Credit’s internal talent pipeline to reduce reliance on external hiring for senior capability.
  • Partner with Credit Managers to embed development into day-to-day work, not standalone programs.

Leadership & Capability

  • Partner with People team to define what “good leadership” looks like in Credit at ORDE (e.g. judgement, systems thinking, risk leadership, coaching capability).
  • Embed leadership expectations into capability frameworks rather than standalone leadership programs.
  • Support new and emerging leaders with practical tools, expectations, and development pathways aligned to Credit realities.

Measurement, Insight & Continuous Improvement

  • Define success measures for all capability initiatives, including time to competency, QA outcomes, throughput, and readiness for progression.
  • Use insights from data, feedback, and operational observation to continuously refine capability initiatives.
  • Provide clear, executive level reporting on capability progress, risks, and return on investment.
  • Ensure capability is positioned as a commercial lever supporting growth, quality, and OBE outcomes.

Technology & Tools

  • Leverage learning platforms, assessment tools, and digital systems to support scalable capability delivery and measurement.
  • Ensure content, frameworks, and tools remain current, practical, and aligned to Credit workflows and systems.
  • Apply responsible AI and automation thoughtfully to support capability insight, consistency, and productivity.

Culture & Engagement

  • Promote a culture of accountability, continuous improvement, and professional judgement within Credit.
  • Reinforce clear expectations and development pathways to support engagement and retention.
  • Champion capability as a shared leadership responsibility, not a standalone function.
  • Work collaboratively with HR, Risk & Compliance, Distribution Capability, and Technology teams to ensure end-to-end alignment.
  • Act as a trusted advisor to senior leaders on workforce readiness, capability risks, and development priorities.

Why would you choose us?

  • We are a fast-growing successful company.
  • We think it’s exciting to be part of a team which is building something which will make a difference.
  • We are focused, disruptive, think outside of the box and will encourage you to try new things.
  • We really care about our people and want them to have the best experience of their career.
  • We guarantee fun, a challenge, learning and growth!
  • We embrace being challenged through diversity of thoughts.
  • We have a highly collaborative culture and provide an inclusive, enjoyable office experience for all staff.
  • We are Melbourne based and think being in the office all together is important and we think working from home is too: three days in the office (Mon-Tues-Thurs), two days at home.
  • We remunerate well and reward high performance.

Why would we choose you?

  • You bring a business first approach to capability, with a strong understanding that performance in Credit is driven by clarity, judgement, and confidence.
  • You have experience building structured capability systems that support scale, quality, and consistency in decision-based environments.
  • You are comfortable working alongside senior leaders, translating strategy into practical frameworks that improve time to competency, decision quality, and leadership readiness.
  • You understand Credit is the balance between risk, judgement, efficiency, and broker outcomes and you design capability solutions that reflect real operational pressures, not theoretical models.
  • You bring discipline to role clarity, progression readiness, and talent pipelines, helping teams grow depth without overpromising advancement.
  • You are credible with executives, trusted by leaders, and pragmatic in execution.
  • You use insight and data to prioritise what matters most, and you measure success through outcomes that the business cares about: productivity, quality, confidence, and sustainable performance.
  • Most importantly, you see capability as a commercial lever enabling ORDE to scale responsibly while protecting quality, culture, and broker experience.