Parabroker (Credit)
Brokerage & Co is a leading, technology-driven mortgage brokerage committed to an outstanding client experience, guided by one of Australia’s premier mortgage brokers.
We are one of Australia’s fastest growing brokerages, and we’re looking for a driven and talented credit professional to grow with us. This is an exciting opportunity for someone ready to take the next step in their career — working on real, complex loan scenarios, sharpening their craft alongside experienced brokers, and building toward a senior role in a high-performing team.
If you have a solid foundation in credit and lending and are hungry to develop, this role will give you the environment, the mentorship, and the deal flow to get there.
Key Responsibilities
1. Credit Assessment & Deal Ownership
You will play an active role in the lifecycle of loan applications, supporting accuracy, compliance, and strong client outcomes:
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Deal Ownership: Take ownership of allocated deals through to settlement, working closely with the Loan Processing Specialist (LPS) to keep files moving efficiently.
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Analysis & Policy: Review client information and supporting documents thoroughly, and build your working knowledge of lender policies and guidelines.
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Servicing: Perform servicing calculations using Quickli and lender calculators.
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Strategy & Scenarios: Work alongside our experienced Brokers to prepare and review loan advice and strategy documents.
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Lender Collaboration: Assist with workshopping credit scenarios with brokers and lenders, and support the management of Request for More Information (RMIs).
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Information Gathering: Liaise with the Broker and Client Services Manager (CSM) to gather information required for applications.
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Query Management: Handle credit questions from clients, escalating where needed.
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Quality Control: Review approval letters and final applications before giving the LPS the go-ahead to submit.
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Handover: Prepare completed files for a smooth handover to the LPS for post-submission management.
2. Team Contribution & Process Excellence
You will contribute to a collaborative, high-quality credit operation as you grow within the team:
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Collaboration & Learning: Actively participate in team discussions on policy interpretation and client communication, sharing insights from your file experience.
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Credit Assessment: Apply sound credit judgment and commercial awareness to your files, escalating complex scenarios to senior staff where appropriate.
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Problem-Solving: Flag difficult credit scenarios early and engage constructively with senior team members to work through solutions.
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Risk & Compliance: Follow established fraud and risk protocols, identify red flags on your files, and escalate high-risk matters promptly.
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Process Improvement: Contribute ideas for improving templates, workflows, and query resolution processes as you develop familiarity with lender requirements.
Candidate Profile & Requirements
We’re looking for someone with strong foundations who is ready to be stretched:
- Some experience as a Credit Analyst, Loan Processor, or similar role in the Australian lending or broking industry
- Exposure to complex client scenarios and loan structures, with a desire to develop further in this area
- A working knowledge of lender policies and servicing calculations; familiarity with Quickli is a plus
- An understanding of Responsible Lending Obligations (NCCP) and compliance requirements
- Strong written and verbal communication skills for professional engagement with clients, brokers, and BDMs
- A self-motivated, detail-oriented professional who thrives in a fast-paced, high-ownership environment
Salary, Benefits & Perks
- Competitive salary + super, with room to grow as you do
- Flexible work environment and hours
- Employee wellness benefits including gym memberships
- Subsidised mobile phone & internet
- Laptop and access to the latest finance technology
- Ideal office locations — city fringe urban hubs with great transport links
- Access to an employee discount program covering major retailers, restaurants, utilities, experiences and more
- Flexible public holiday swap — exchange up to 2 public holidays per year for ones that are more meaningful to you
