Payday Super cash flow impact checklist

Payroll is one of the biggest responsibilities for any employer and from 1 July 2026, it’s about to get even more time-sensitive. With the introduction of Payday Super, you’ll be required to pay super at the same time as wages. Employees’ contributions also need to reach their super funds within seven business days.

For many businesses, this shift means tighter cash flow and more frequent payment deadlines. To stay compliant during this change, businesses will need to sharpen their cash flow management and speed up internal processes to keep up with the new requirements.

Planning ahead is key. Making sure you have enough cash on hand to cover both wages and super every single pay cycle will help you avoid last-minute scrambles or compliance risks.

This checklist will walk you through the essentials of managing cash flow with Payday Super, helping tick off all of the essentials including:

• Forecasting super alongside wages
• Setting up a payroll buffer
• Streamlining approvals and payments
• Reviewing cash flow with your finance team or accountant

Download the Payday Super cash flow impact checklist now. 

Disclaimer: The information in this checklist is current as at 18 November 2025, and has been prepared by Employment Hero Pty Ltd (ABN 11 160 047 709) and its related bodies corporate (Employment Hero). The views expressed in this checklist are general information only, are provided in good faith to assist employers and their employees, and should not be relied on as professional advice. The Information is based on data supplied by third parties. While such data is believed to be accurate, it has not been independently verified and no warranties are given that it is complete, accurate, up to date or fit for the purpose for which it is required. Employment Hero does not accept responsibility for any inaccuracy in such data and is not liable for any loss or damages arising either directly or indirectly as a result of reliance on, use of or inability to use any information provided in this checklist. You should undertake your own research and to seek professional advice before making any decisions or relying on the information in this checklist.super? Check out our Payday Super hub for all of the latest updates.