Credit Analyst Job at The Housing Finance Corporation

Description

Summary:

We are seeking a highly analytical and detail-oriented Credit Analyst to join our team. Provide support to Manager, Credit & Risk, and Senior Director, Credit; monitor portfolio of designated borrowers, undertake annual credit reviews and quarterly financial monitoring.

Key Responsibilities:

Credit Analysis & Annual Reviews

Populate database with historical and forecasted financial information from the borrowers.
Prepare annual credit reviews for designated THFC Group borrowers, encompassing a review of the audited accounts, business plan, FFR and other regulatory returns.
Second Line review of quarterly management information for designated borrowers

Portfolio Risk Monitoring

Maintaining the credit risk monitoring report to ensure that annual audited accounts, business plans, and where appropriate semi-annual and quarterly management accounts are received from all borrowers.
Review of Social Housing Regulatory Judgements when published, cross checking with portfolio and advising the Risk Team of notable changes.
Gather industry/market intelligence by, for example, picking up relevant articles from the trade press, searching relevant websites for useful news and data.

Credit Grading Model

Request and follow up FFR data for input into Credit Grading Model.

Update Credit Grading Model for designated borrowers.

Assist with the annual credit grade variance analysis for Credit Committee.

General

Attend the AHF quarterly portfolio monitoring meetings with Homes England and provide minutes and action points from the meeting.

Attend client meetings as required from time to time.

Ad hoc assistance as directed, to relationship managers and the Executive Team

Provide ad-hoc support to the Security Asset Management Team

Skills & Background

At least 1 years’ experience in a credit environment.

Basic credit analysis skills and training

Good written and oral communication skills.

A good level of technical competence with Excel would be required.

Organisational skills and an eye for detail would be an advantage.

Role Type

On-site • Permanent • Full-time • Associate

Company Overview

The Housing Finance Corporation (THFC) is the UK’s leading affordable housing aggregator. Set up in 1987, THFC issues long-term bonds in the Sterling capital markets and on-lends the proceeds to housing associations.

Credit Analyst

Description

Role Type

Company Overview

Share this job