Risk and Compliance Officer

Risk and Compliance Officer

Location – Macquarie Park, Sydney

• Transition to the R&C team, focusing on investigating and resolving issues.
• Broaden your skillset and engage with stakeholders across the company.
• Allied Credit has a hybrid work environment; we understand the value of a work-life balance.

Allied Credit is a leading vehicle finance firm with strategic alliances with global car, marine and motorcycle brands. Offering white label, joint venture and floorplan finance, our proprietary software provides a seamless, convenient and customer-focused finance service to consumers and businesses.

We are seeking a Risk and Compliance Officer to support the delivery of risk and compliance activities across Allied Credit Group operations, including joint ventures. The role partners with stakeholders across the organisation to support risk frameworks, reporting, monitoring, advisory support, policy and process improvement, and risk culture outcomes aligned to Allied Credit’s mission, strategic focus areas and company values.

What you will be doing

• Investigate Introducer Management (IM) referrals in the Protech (InfoRM) system.
• Leverage system and business knowledge to identify root causes and form data-driven recommendations.
• Support the monthly IM Forum, including the preparation of supporting documentation and analysis.
• Effectively manage priorities, track case progress and maintain end to end visibility of cases.
• Undertake analysis of emerging trends and recurring themes and prepare insights for presentation to stakeholders.

Administrative duties of SALT Compliance and Training.

Key Duties:

• Monitor Organisation compliance training completion rates and prepare monthly reports.
• Monitor Business Manager (BM) compliance training completion rates and prepare monthly reports for Introducer Operations team.
• Manage and maintain SALT training Platform, including activating and deactivating user profiles.

Support the Anti-Money Laundering and Counter Terrorism Finance (AML/CTF) program of work:

Key Duties

• Review AML/CTF escalations, including KYC verification exceptions, and determine appropriate risk-based outcomes.
• Conduct PEP, sanctions and adverse media screening reviews on escalations received to identify potential matches and perform Enhanced Customer Due Diligence where required.
• Investigate transaction monitoring alerts and other potentially suspicious customer activity, escalating matters in accordance with internal procedures.
• Assist with the investigation of suspicious activity, including the preparation and submission of Suspicious Matter Reports (SMRs).
• Provide guidance across enterprise-wide stakeholders on AML/CTF and Financial Crime-related matters 

Your background

• Solid experience working in asset finance, ideally with an understanding of AML/KYC regulations, non-compliance risks and changing regulatory dynamics.
• Experience in transaction monitoring, incident management and breach reporting would be an advantage, it is not a requirement.
• Foundational understanding of regulator expectations and the ability to engage with regulators when required.
• Analytical mindset, strong attention to detail and the ability to interpret data.
• Demonstrated ability to apply sound judgement, take initiative and ask constructive questions to understand the root cause of issues.
• Strong stakeholder management skills, including engaging with senior and external business stakeholders.
• Demonstrated ability to manage tasks and projects from end to end with the ability to meet deadlines and achieve objectives.
• Commitment to fostering a culture of compliance within the company.

Why work for Allied Credit?

• Work-life balance – hybrid working arrangements allow a balance of working from home and the office, and we are always willing to discuss flexible working options.
• Wellness day to take a day off for some R&R around your birthday and a Volunteer Day to support your community.
• Discount offers on selected retailers, car loans and novated leasing options.
• A learning environment where we take your development and career aspirations seriously.
• 16 weeks of paid parental leave along with Salary Continuance Insurance.

We want individuals who will buy into and thrive with Allied Credit’s Values of Customer Focus, Adaptability, Risk Confidence, Integrity and Teamwork. We welcome free thinkers who challenge the status quo and embrace change.

Allied Credit pledges to treat all candidates with the utmost respect and professionalism throughout the recruitment process. We promise to conduct a fair, transparent, and inclusive hiring process, ensuring that all candidates are evaluated based on their skills, experience, and potential, regardless of race, gender, age, disability, sexual orientation or any other irrelevant characteristic.

Please contact Alex Kelly on 0484 109 354 for a confidential discussion. For further information on Allied Credit, please visit our website at https://alliedcredit.com.au/ or email hr@alliedcredit.net.au.