Key Responsibilities
· Conduct real-time and post-transaction monitoring to detect fraudulent activities.
· Investigate flagged transactions, analyze risk patterns, and report suspicious activity.
· Ensure compliance with Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations.
· Collaborate with internal compliance teams and regulatory authorities to address fraud concerns.
· Document investigation findings, maintain audit trails, and prepare reports for stakeholders.
· Assist in refining and improving monitoring strategies based on evolving threats and trends.
· Provide recommendations to enhance fraud detection systems and internal controls.
Required Skills and Qualifications
Must-Have:
· Bachelor’s degree in Finance, Business, Risk Management, or a related field.
· 1-3 years of experience in transaction monitoring, AML, or fraud investigation.
· Strong analytical skills with attention to detail in identifying transaction anomalies.
· Familiarity with AML regulations and compliance frameworks (e.g., FATF, BNM, MAS).
· Excellent problem-solving and investigative abilities.
· Ability to handle sensitive data with confidentiality and integrity.
· Strong communication skills to collaborate across departments.
Nice-to-Have:
· Professional certification in AML (e.g., CAMS, ICA).
· Experience using transaction monitoring software and risk analytics tools.
· Knowledge of digital payments or fintech fraud trends.
· Prior experience in the banking, fintech, or financial services industry.
